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Why the heck did my score drop 48 points in one ... - Credit Karma
Results 1 - 10 of 27 . My credit score dropped extremely low, all credit cards have a zero balance and it isn't showing on this website as zero. I am sure it will .
http://www.creditkarma.com/question/why-the-heck-did-my-score-drop-48-points-in-one-month-with-only-positive-changes-to-accounts



The Truth About Your Credit Score - daveramsey.com
Jun 11, 2010 . The only way to have a good credit score is to go into debt, stay in debt, and . Even if you have a zero score, the old history is still there and .
http://www.daveramsey.com/article/the-truth-about-your-credit-score/lifeandmoney_creditcards/




CalcMoolator Benefits

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  • The FICO Score Flaw
    Sep 9, 2007 . How often have you heard someone talking about their credit score? Often that . Plus, the rating only goes down to 300…why shoot for zero?
    http://matthutter.com/2007/09/09/the-fico-score-flaw/

Building Your Credit Score: Are Credit Cards Your Best Option?
Mar 29, 2012 . What are ways you recommend taking a credit score from zero to hero? Do you . I on the other hand, got a credit card at age 18 and now have .
http://www.getrichslowly.org/blog/2012/03/29/bulking-up-your-credit-score-are-credit-cards-your-best-option/

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5 Tips If Youre Tempted By A 0% Credit Card | Bankrate.com
Jul 30, 2012 . Learn about pitfalls of these no-interest credit cards. . pose the smallest risk of default, so consumers typically must have a great FICO credit score -- well into the 700s -- to qualify for a zero percent credit card, Ulzheimer says.
http://www.bankrate.com/finance/credit-cards/tips-0-credit-card.aspx

How to increase credit score | Credit Karma
Results 1 - 10 of 63 . Either the simulator is broken or the amount of credit you have doesn't matter. Personally I'd rather have zero credit card debt and a score of .
http://www.creditkarma.com/question/how-to-increase-credit-score

The number of financial calculators available through the Calcmoolator app is borderline ridiculous (over 50 at last check)

Four Horribly False Credit Score Myths - Mint
Aug 22, 2011 . So back by popular demand it's another edition of my credit score myths. . have an indeterminable credit score, or a credit score of zero,” said .
http://www.mint.com/blog/goals/four-horribly-false-credit-score-myths-082011/

What's the Lowest Credit Score I Can Have and Still Get a Loan ...
Feb 13, 2012 . In fact, you are more likely to have no credit score at all, usually . The zero down, 0 percent interest offers - those typically require a credit score .
http://shine.yahoo.com/work-money/whats-lowest-credit-score-still-loan-153400356.html

Is Dave Ramsey Wrong? With No Loans and No Credit Cards, I Still ...
Aug 3, 2011 . Over the years, I have sporadically checked my credit report, but had . I have heard DR claim to have a zero credit score, but I also heard him .
http://personalfinancebythebook.com/is-dave-ramsey-wrong-with-no-loans-and-no-credit-cards-i-still-have-a-credit-score/

What's the Lowest Possible Credit Score?
May 9, 2012 . But is it actually possible to have a credit score of zero? According to FICO spokesman Barry Paperno, the answer is “no.” FICO credit scores .
http://www.fivecentnickel.com/2012/05/09/whats-the-lowest-possible-credit-score/

Does your credit score go to zero when you file bankruptcy
A credit score of Zero occurs for a variety of reasons-most due to no credit history, but not due to bankruptcy. Zero credit score can occur because you have not .
http://wiki.answers.com/Q/Does_your_credit_score_go_to_zero_when_you_file_bankruptcy

You Do Not Need a Credit Score
Well if you've been out of debt long enough your credit score can actually go to zero, and that's a good thing. A zero credit score shows that you have actually .
http://www.cfinancialfreedom.com/CFFwordpress/you-do-not-need-a-credit-score/

How does zero card balance impact score?
Jun 25, 2009 . Dear Credit Card Adviser, I just paid off my only credit card and now have a zero balance! Is it better for my credit score to have a small balance .
http://www.bankrate.com/finance/credit-cards/tiny-card-balance-helps-credit-score.aspx

Does 0 Percent Offer Hurt Credit Score? | Bankrate.com
Jan 5, 2011 . Taking advantage of a low rate won't hurt your credit score, but here's what will. . But neither have I ever had a zero-percent rate. I could pay .
http://www.bankrate.com/finance/credit-cards/does-0-percent-offer-hurt-credit-score.aspx

It will let people make smart financial decisions without needing to be financial gurus or turn to one

How Credit Cards Affect Your Credit Rating
May 16, 2012 . A few credit cards are surmountable, but some of these had better have a zero balance and the rest should be heading that way. For banks .
http://www.investopedia.com/articles/pf/07/credit_card_rating.asp